When making a purchase with Pay in 4, it is important to read and understand the payment plan and deductions by PayPal.
PayPal charges 4 interest-free payments with Pay in 4. You may notice a separate Pending Authorization Charge on your account when you place an order using Pay in 4. This is only a pre-authorization by PayPal to hold your specific card for an amount equal to 1/4 of the total purchase amount.
Once you complete your purchase with Pay in 4 and we ship you your goods, the pending authorization will be removed and the first payment will be withdrawn from your specified debit or credit card. If you do not complete your Pay in 4 transaction, the pending authorization will be automatically voided by PayPal within 72 hours of the pre-authorization hold.
For more information about the Pending Authorization charge by PayPal you can visit this link https://www.paypal.com/us/smarthelp/article/why-is-there-a-pending-authorization-shown-in-my-paypal-activity-for-my-pay-in-4-transaction-faq4430